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Terms and Conditions


1. MEMBERSHIP: By taking out a membership you accept in full all these terms and conditions and agree to comply with them at all times.

2. 18 YEARS OLD: Members must be at least 18 years of age or older as local gambling law dictates. You accept that if you are resident outside the UK, you must satisfy yourself that you are lawfully able to receive our services.

3. OWN USE ONLY: All confidential betting information MUST be used ONLY by the member whose name is entered in the registration form.

4. DIVULGING INFORMATION: Once a member has received his/her membership confirmation, he/she is bound to an agreement that he/she shall not in any way divulge any information about or selections advised by PERSONAL INFO to any third parties, and are not permitted to even discuss or post any PRIVATE information or selections on any internet forums or post any personal blogs about the PERSONAL INFO service, whether before or even after any official results. It (The PERSONAL INFO private information and advised selections) is released exclusively to members of PERSONAL INFO only – information piracy and/or the re-transmission of syndicate information of any kind, either for commercial gain or not,  will NOT be permitted and we will seek legal redress over any such action. The membership will also be terminated immediately WITHOUT REFUND. This is a PRIVATE MEMBERS ORGANISATION, therefore MEMBERS are asked to please keep it that way, otherwise advised prices may become harder  for genuine members obtain

5. PAST RESULTS: Members must be aware that not every bet will win. Past results are not necessarily indicative of future performance and PERSONAL INFO is not bound by any assurance that profits will be achieved.

6. REFUNDS: PERSONAL INFO cannot offer refunds of subscriptions under any circumstances. This is not through lack of goodwill but because fixed costs are incurred and betting information is paid for irrespective of results.

7. LIABILITY: Due to the nature of electronic distribution of information, services and materials, neither PERSONAL INFO nor any of its Data Providers nor affiliates have any liability (whether in contract or tort) for any losses, costs or damages resulting from or related to use of or inability to use any information contained in our services or the provision of the services to the fullest extent to which such liability may be excluded or avoided by law. In no event shall PERSONAL INFO be liable to you for perceived or actual lost profits or for indirect, incidental, special, punitive or consequential damages arising out of or in relation to the provision of the services or the provision of information.

8. INDEMNITY: You irrevocably indemnify PERSONAL INFO and its Data Providers and affiliates from and against any and all losses, damages and costs suffered or incurred by PERSONAL INFO, any Data Providers or affiliates of whatsoever nature arising out of or in connection with your use, provision or distribution of information or any part of our services or any part or otherwise howsoever arising in relation to any breach of this agreement by you.

9, BETTING ON HORSE RACING or any other sport IS A GAMBLE.  The primary sport we will advise bets in will be horse racing, however, we will also advise bets in other sports from time to time ie: Football.  We advise our members to always remember that betting on horse racing and all sports, is a gamble, and we at PERSONAL INFO advice you strongly to never back with money that you cannot afford to lose.

10, SMS and/or EMAIL MESSAGES WHEN NEW SELECTIONS UPLOADED: Our website is designed to automatically send out an SMS and/or EMAIL message to users who have entered their mobile number and email address correctly, telling them that a new selection has been uploaded, however, the message are sent as a COURTESY message and is not meant to be relied upon.  Therefore, you are strongly advised to logging on to the member only area page of the website to check for regular updates.

11, THE FIRST MESSAGE: You are advised to visit our website and login to the MEMBERS ONLY area of the site using your chosen username and password each day at approx 1.00pm or, if we have already advised you to come back at a different time on the previous message, or if we send you a text message with a new selection(s) or a new time if different from above, for example, if there is late information or an advised price to be taken. Therefore, if we don’t already have your mobile phone No please email to or text to 0791 379 2678 along with your full name.  Also, If you don’t wish to be on our Email and/or SMS ALERTS LISTS then you are strongly advised to logging on to the member only area page of the website to check for regular updates..

The daily update times will change during the winter months, we will always try to upload all of the selection(s) on the first message; however, there will also be UPDATE messages from time to time especially in the summer months when we have later races and evening cards! However, we strongly advise that members always come back for the update messages at the times when advised to on the previous message! The first message will also tell you if you need to call back at a later time that day, in case we are expecting any selections to be confirmed later in the day. There will be updates from time to time. It is in your own best interest that we spend as much time as possible looking at the races concerned, sometimes we will spend between 2 or 3 hours looking at just one race!!. So please be patient if we ask you to come back for an update. We will always try to upload all of the selection(s) on the first message; however, there will also be UPDATE messages from time to time especially in the winter months when the first races starts much earlier than in the summer months.  This is because the first races of the day will now start much earlier than in the summer months.  However, this makes it a much tighter schedule for us and sometimes we may simply run out of time a will need to ask you to come back for an update!.  We strongly advise that members always come back for the update messages at the times when advised to on the previous message.  The first message of the day time will change to 12.00pm during the British winter time months.

12, STAKING: All Personal Info MAINLINE bets.  Although, our accrual staking plan does still state 1 to 12 points our average stake advised over the last 34 months has been 1.30pts on each horse since the start of August 2014 up to and including May 2017.  Stats correct at 01 June 2017.

It is the choice of each individual member to decide on what unit stakes to use. For EXAMPLE: We have many members who stake £100pp some a lot more.  So a member using stakes of £100pp will have an average stake of around £13o per horse advised.

If you wish to use smaller stakes then using £50pp your average stake will be around £66.50p per bet. . We advise that you choose a level of staking that you can easily afford and then stick to that level of staking for your membership term. However, we know that some members do like to increase their staking when they feel more comfortable with our service. But, we strongly advise that you don’t increase your staking too quickly, if you must increase your staking then do it gradually. For EXAMPLE: If your first month with us is successful and we made a 15pts profit and you were using only using £50pp stakes you would have made a £750 profit in the first month, however, if in the second month you increased your staking too high and jumped right up to £100pp then you would leave your profits and betting bank exposed to a losing run, as losing only -5pts in the second month would lose £500 of the profits already made in your first month.

All our profit and loss statistics on our website are illustrated at £100 per point with no increasing or decreasing of the staking plan. We do have quite a few members who use £100 per point stakes with some using even larger stakes and others much smaller stakes, some members even staking as low as around ONLY £10 per point. In other words everyone has different betting levels; however, from information received from members we do know that most members will stake around £75 per point! We really do feel that the best policy is for YOU to establish your own staking level that you will feel comfortable with and stick to that level of staking for at least 3 months as we will have the inevitable losing run from time to time, as will any service.

However, our long term proven profit and loss figures don’t lie and are 100% accurate and genuine. Therefore, please take a closer look at the stats on our website by down loading the spread sheets provided, if you are unable to view or can’t download  any spread sheets then please request via this email address:

We hope this has been a guide to help you decide on your own personal staking. Please always remember that betting on horse racing and all sports is a gamble and we at PERSONAL INFO advise you strongly to never back with money you that cannot afford to lose. We are not a service that has a record of going on long losing runs like some other services, so most of the time we will actually be reinvesting from winnings made from previous successful bets, however, we do know that some members like to have a betting bank. This is money that they have put to one side and will not back beyond. Therefore, if you wish to use a betting bank then we would suggest that 50 times the level of unit stake that you wish to back too should easily be sufficient to combat any inevitable losing run. Example: £25 per point x 50 = a £1,250 betting bank or if you intend to back at a much higher level then £100pp x 50 = £5,000.

13, ADVISED PRICES: The prices that are advised by PERSONAL INFO are always available at the time the bets are uploaded! We visit the websites:,, and, to find out where the very best price availability is for our intended selection(s) just moments before we upload the information, however, We may not always advise the firm with the best price availability if only fractionally better, because, we feel the professional advise is to strongly advise members to take up the Best Odds Guaranteed Price Offers (B.O.G = Best Odds Guaranteed) when available with major bookmakers. Therefore, if a selection Win/Places for us and the SP (starting price) is greater than the advised prices then we will be paid out at the SP. The B.O.G prices have been available for many years by some major bookmakers in their desperate battle with the exchanges, therefore, this presents us with a vital tool in our professional approach to betting. We will then take screen shot of the betting slips available with those betting firms again just moments before we advise the selection to make sure that the prices are bang up to date!! Those screen shots are then attached to our proofing sheets and sent the organisations that we proof too! The Bets will then be settled at the advised prices with any B.O.G prices or other bookmaker rules applied ie: rules 4 (deductions for NRs at the time prices are taken).  Current bookmakers that offer BOG: William Hill, Ladbrokes, Totesports, Skybet, Bet365, Boylesports, Betfred, Betvictor, Paddy Power, Coral, Stan James, Betway, Betbright & The Betfair Sportsbook

14, INCOME DISCLAIMER: Every effort has been made to accurately represent the products/services sold by Personal Info and their potential for income.  Examples of income generation, profit positions and feedback from existing clients does not guarantee that you will make these same levels of profit and income.  You accept the risk that the earnings and income statements differ by individual.  Your own results may vary, and will be based on your individual capacity, experience, expertise and level of commitment. There are no guarantees concerning the level of success you may experience. Any testimonials featured on the Personal Info website are not intended to represent or guarantee that you will achieve the same or similar results. Each individual’s success depends on his/her background, dedication, desire and motivation. Personal Info are not responsible for an individual’s actions and are not bound by any assurance that profits will be achieved using any products/services sold by Personal Info. You recognise that trading, betting and alternative investments can be speculative, and responsibility for all trading, betting and investing decisions is up to you. You should not trade, bet or invest with money you cannot afford to lose.

15, Saturday’s Only:  These are bets advised on horses or events that are taking place on Saturday’s Only. If there is a Saturday when we feel that we have no information Quite Strong Enough to be advised as bets then that Saturday will be carried over to the following Saturday and your remaining Saturday will not be changed.  There will be times that we wish to advise selection s) early in order to taken advantage of early prices, either the night before or early morning.  We may also sometimes advise Ante-Bets many days or weeks in advance, but as stated they will be on horses or events taking place on Saturday’s Only!.

16, Ante-Post Bets:  All Mainline Members get access to ALL Ante-Post bets as they have subscribed for ALL Bets advised by PERSONAL INFO.
Saturday Members do not get access unless the Ante Post Bet is scheduled to run on a Saturday.
Saturday Members will get access to ALL Ante-Post Bets that are scheduled to take place on a Saturday
Saturday Members will be able to make a one off payment for Ante-Post Bets that are NOT scheduled to run on a Saturday.
Ante-Post Bets ONLY Members who have made a one off payment (normally around £9 for each advise) will only get access to the info online via this website on the day that they make the payment.
The Ante-Post Bets will also be sent to one off payment members via email and SMS alerts on the same day!
The Ante-Post Bets will also be sent via email and SMS alerts at the time of upload to All Mainline Members. …And Saturday Only Member if applicable!

The way this website works is that we insert a code so that members can see only the betting information and advice that they wish to see and buy.

We have a code for Saturday Only Members and a code for Mainline Members.  Once you have logged on to the site ALL information that you have paid access for will be visible.  If you can’t see all the text then login in again or refresh the page.

Only the Mainline Code will be set for any Ante-Post betting advise that are NOT scheduled to run on a Saturday.
However, those who take a Ante-Post Bets as a one off payment (normally around £9 for each advise) will only get access to the info online via this website on the day that they make the payment…..We need to set this way, otherwise Ante-Post Bets ONLY members would be able to access all the mainline selections every day.

The Ante-Post bets will also be sent to one off payment members via email and SMS alerts on the same day!

17, Odds-Too Bets (pay-as-you-go service)
The Odds-Too Bets (pay-as-you-go service) are currently available at Odds-Too £30 terms, ie: for a 5/2 WINNER you will be asked to pay £75 for the WINNING horse.  How this is worked out £30 x 3.5 less £30 = £75.
You can deduct the £2 registration fee from your first payment due.

You will be sent a SMS text message when we have a Odds-Too Bet available.  You will be asked in the initial SMS text message if you wish to receive the available Odds-Too Bet (pay-as-you-go). If you reply “Yes Please” we will then send you a second SMS text message which will include the horse name, race time & information on best available price (if available).  However, space will be limited in SMS texts, so we will also send an email to your inbox (if provided) with further pre-race comment on the horse (although, this may not always be possible if the information is late news and time is limited).

You may also be asked if applicable to let us know what odds you obtained on the horse concerned.

We will provide a payment link or other payment options (including BACS) if the horse WINS.  We will not be able to provide any further Odds-Too-Bets until that winner is paid for.

These bets will be limited, and some may be also advised on the Mainline Service, in which case(s) LIVE Mainline Members will not be sent the Odds-Too Bet on those occasions as they will have already paid for that horse via the Mainline Service.

The Odds-Too Bets (pay-as-you-go service) is PRIVATE additional information and is for those who prefer to pay for racing information on pay-as-you-go terms.
However, as stated these will be limited bets, and some may also be horses already advised on the Mainline Service.

You may place whatever stakes you like on the horse(s) for your own betting needs.

If you have any further questions about the Odds-Too Bets (pay-as-you-go service) please just ask via the email at the bottom of this page.